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Mobile Money – Transfer Money Pay Bills on Mobile Phone

Mobile Money is a payment solution that enables you pay for goods and services with their mobile phones. Mobile Money is one of the e-payment solutions available to Nigerians in a cashless Nigeria. It is at the core of the CBN’s cashless or cashlite Nigeria policy. In this article we will look at mobile money in Nigeria. A number of providers have already been licensed by the Central Bank of Nigeria, CBN, to offer mobile money in Nigeria. Some are already rolling out services while others are planning to do so. List of Mobile Money Services in Nigeria PocketMoni Paga QikQik ...

QikQik Mobile Money Pay Bills & Shop with Phone

While browsing through QuickTeller, I discovered a mobile money service I have never heard about before. The name is QikQik mobile money. With a little search about the mobile money service, I discovered that it is promoted by Eartholeum an electronic solutions provider. I also learnt that many months ago (June, 2011) National Directorate for Employment (NDE) launched NDE-QikQik Business Ownership Scheme aimed at creating jobs. However, outside these there appears to be very little information about the QikQik mobile money service. Apart from a channel for funding QikQik at QuickTeller, there is no other sign of the existence of...
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Mobile Banking your Bank on your Phone

Mobile Banking is a value added service offered by a bank to enable customers conveniently and securely conduct their banking transactions on their mobile phone. A mobile banking platform will enable you transfer funds and check your account balance and statement without having to visit your bank. You can also buy airtime and pay utility bills with your banking platform. How does Mobile Banking work? Depending on your bank, mobile banking services are offered mostly via a Java based application, SMS, and more recently mobile apps on the Windows, Android, and/or iOS platforms. Some banks will offer all options but others...

Going Cashless and Cash Lite in Nigeria: What are your E Payment Solutions

You must have heard about the cashless policy of the Central Bank of Nigeria, CBN by now. Well, if you have not, it is a policy aimed at reducing the volume of physical cash circulating in the Nigerian economy and encouraging e-payment options. Core to the cashless (more like cash-lite) policy is the introduction of daily bank deposit/withdrawal limits above which account holders pay huge transaction costs. Most articles on the cashless policy so far have focused on either announcing the policy or highlighting the challenges facing it. Very few have actually focused on what payment and transaction options are available...

Electronic Payment/Transactions e-payment in Nigeria

Electronic payment has come a long way in Nigeria, but still struggles to compete with the Nigerians love for cash. Nigerians love their cash so much that most transactions in the country are done with cash. Cash remains the preferred medium for payment in the country. Poor awareness of e-payment solutions, ignorance, poor banking culture, lack of trust, illiteracy and the love for the status quo have been fingered as responsible for the high volume of cash transactions in Nigeria. Join us after the break for more on e-payment in Nigeria. Need more info about e-payment? You can also connect with us,...

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