Tag: Business

Raising money for your business is no easy task. Unfortunately, most business owners don’t have money in the bank to support business growth for the first few years. The majority of earnings from your first year of business almost always pays for expenses put into the business and reinvesting to help maintain and scale growth. As a general rule of thumb, you can expect to wait three to four years for a business to become profitable. This isn’t the same for every business, but it’s a realistic approach to take. Business plans are detailed documents that outline who a company is,...

Africa’s leading finance app invites Nigerians to compare and save With over 23 million downloads, Branch is one of the most popular lending apps in the world. The app now offers 2 new noteworthy services: Unlimited free money transfer (unmatched amongst today’s finance apps) 20% per annum investment returns (amongst Nigeria’s highest) These new offerings complement instant loans up to N500,000, free bill pay, airtime top ups, and other existing services found within the app. Taken together, customers can now enjoy a single app to manage their money with unmatched value. “Finding the best deal when it comes to your money can be...

A website is the main representation of any business today, Start-ups, especially need to develop a user-friendly and unique website to stand out in the market and appeal to their potential customers. A well-designed website will help start-ups create brand awareness, compete with similar businesses, and will help you engage online customers much better. Developing and designing a website from scratch for your start-up can seem overwhelming and confusing when you are not aware of the latest trends and the best web design practices. Here is a list of 10 underrated best practices for developing a website for your startup: 1. Pick...

Are you thinking about consolidating your bills? If so, what should you do before you apply for a debt consolidation loan? It's important you know before committing to this type of loan. A debt consolidation loan is similar to a personal loan in that you can use it to pay off debts carrying high-interest rates. Typically, these debts are department store credit cards and credit cards for people with poor or bad credit. When you consolidate debt, you combine credit card balances to a personal loan and pay off one bill. Consolidating debt allows you to use just one loan to...

Introduction:    Financial independence is the most valuable part of your financial planning; you cannot ignore it from your end. If you want financial freedom, you must develop the proper financial planning to get the right financial back up in your old age. Financial independence reflects the fact you must have enough resources without needing to work. If you plan well regarding your financial matters, you need not retire in your 60’s you can also retire earlier from that age. Easy Steps to Become Financially Independent:   If you follow this article, you will understand the different ways you can apply to become financially...

Have you always wanted to venture into agriculture; start a poultry farm, a piggery, a cow ranch, or better still plant crops, but you are always busy with one or two things and don't think you can juggle between work and farm? What you may need are Agriculture Investment Platforms. Don't worry, there are a number of crowdfunding based agriculture investment platforms that makes it possible for you to own a farm without any manual labor on your part. There are tons of Agricultural Investment Platforms that enable you to invest your hard earned money into agriculture and get a good...

Starting a business is a big thing, people often underestimate the time, energy and dedication it takes to start and maintain a business, that is why nine out of 10 start-ups fail. Here are 10 tips to help get your business up and running. 1. Choose a Strong Name Choosing the right name for your company can have a big effect on your business and how it will grow. Firstly, try to avoid names that are hard to pronounce for either employees or clients. Make sure it’s a name you can be proud of and don’t forget to carry out a thorough trademark...

Life is about living, not just surviving. And living life to its fullest is not possible with financial stability looming over your head. Are you constantly worried about money? Money struggles can strain relationships, adversely impact health and cause severe stress. And if you don’t have much of it to begin with, seeing the light at the end of the tunnel can seem impossible. Unless you receive an unexpected inheritance or win the lottery, you must take active steps to improve your situation. Whether you’re fresh out of college or a young single parent, our expert guide will help you build...

Building a strong personal brand is all about engaging and attracting the right audience for the products and services you offer. For these reasons, a strong brand is essential for your business to stand out from competitors and attract a solid customer base. However, many companies have no idea how to go about building their brand to strengthen your business. Below are key steps you can take that will prove useful 1. Define Who You Are To unlock the potential of your brand, start by creating a personal brand identity. To do this, you must first define what your business is all...

Retail business is based on the set of essential principles designed to ensure the business’s financial health and sustainability. Relevant predictions, calculations, and accurate forecasts for future sales are the other essential elements used by retailers to reach strategic goals. Retail business is also dependent on effective supply chain management practices. However, in the age of personalized shopping experience, the level of customer needs’ satisfaction remains the crucial factor underlying the retailer’s success. Sustainable supply chain management relies on the use of smart data which is crucial for sales forecasts. The latter, in turn, help retailers to meet customers’ expectations and...