WorldRemit — Services, Fees, Payments and more

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WorldRemit is one of the largest online remittance company in the world, allowing users send and receive money to/from almost anywhere in the world. Presently, WorldRemit’s (money sending) services are available in over 50 countries, for individuals to send money to recipients in over more than 145 countries. Some of the interesting and standout features about WorldRemit, though, are the company’s cost-saving transfer fees, competitive exchange rates, flexible payment methods and likewise, multiple methods of receiving funds.


Although WorldRemit permits the remittance of money to and from a handful of countries in the world, individuals can only use the company’s services for personal reasons: send money to relatives overseas, pay for child’s education, pay bills, and even airtime top-up in supported countries (like Nigeria).

Using WorldRemit to service business needs or other business-like purposes are currently unavailable.

So, is WorldRemit the perfect solution for sending and receiving money? Should you use the company’s service when next you need to send monies to relatives, pay your house bill, or make other payments overseas? Check out this review on WorldRemit’s money remittance services.

“Our goal is to get money to the recipient, however they want it, whenever they need it.” – Ismail Ahmed, WorldRemit’S CEO

We shall talk about how to use WorldRemit’s but first, let’s highlight some of the company’s services.

WorldRemit: Services


The services that the 8-year old Fin-Tech company offers include:

  • Bank Transfer
  • Mobile Money
  • Cash Pickup
  • Pay to Card
  • Airtime Top-up
  • Door to Door Delivery

Bank Transfer

One of WorldRemit’s popular services is Bank transfers. The company individuals send payments directly to a receiver’s/recipient’s bank account almost instantly at a very competitive rate. You can make Bank transfers directly to a recipient’s bank account across thousands of banks in Africa, Asia, Europe, Middle East etc.

Check out WorldRemit’s official Bank transfer page to see the list of countries where you can send from, send money to, supported banks in the region, and a couple of FAQs. You should, however, know that almost all banks in any supported country can receive money from a WorldRemit-made transfer.

Addendum: All major banks in Nigeria are in partnership with WorldRemit. Hence, you can receive money from friends and relatives abroad directly into your Nigerian bank account.

Mobile Money

Akin to how bank accounts work, Mobile Money is an electronic wallet service provided by WorldRemit that allows users send, receive, and store money, pay bills, shop online, make cash withdrawals and buy airtime using a smartphone or a feature phone.

Mobile Money services are provided by WorldRemit through local mobile money agents (usually banks and licensed mobile telecoms providers with electronic payments infrastructure). The service is available in few countries across Africa, Asia, and other continents where WorldRemit operates except the Middle East.

Mobile Money users are handed a Mobile Wallet number by which they can use to receive money from anywhere in the world. Users’ mobile wallet account and money are duly protected by local financial regulations.

Door-to-Door Delivery

Although this service is only available in Vietnam at the moment, it is a service by WorldRemit where money you send is delivered in cash to the receiver’s address by a delivery driver/person. The recipient will only be required to provide a valid ID.

Cash Pickup

You can also, alternatively, pick-up cash sent to you at a supported partner location. To successfully pickup cash, all that is required is a valid ID, transaction reference number (which would be sent to recipient via SMS), and cash pickup transfer location/branch available in selected countries.

Pay to Card

With WR, users can fund/send money a pre-paid card which can then be used to purchase and pay for goods online and in stores. Pay to Card services is presently available in Zimbabwe only.

Airtime Top-Up

WR also provide instant Airtime Top-Up services. Airtime top-up can be used to make phone calls, subscribe to call plans, or data plans to surf the internet.

Payments, Fees, and Rates

Just like many international money transfer platforms, transfer fees and rates aren’t exactly constant. They depend on a couple of factors like region you are sending money to (or recipients region) and amount you are sending. However, WorldRemit offers cost-saving transfer fees (usually starts from $1.99 USD) and high transfer rates when compared to banks and other international money remittance agents.

Typically, the sender pays for the transfer and payments can be made through a number of methods: Debit, credit and prepaid cards, Apple Pay, Android Pay, Poli etc. Interestingly, new users can enjoy a one-time fee-free transfer by using the coupon “FREE” on the payments page. Through promotional emails and texts, the company also offers other benefits and promotions from time to time.

Exchange rates and transfer fees can be viewed and pre-calculated using WorldRemit’s Fee Calculator.


Registration on WorldRemit is as easy as it comes. Only personal and contact details such as first name, middle name, last name, and email address are required.

You’ll also need to, of course, create a password. In addition, you will be required to select your [Send From] region/country or state. Once selected, it cannot be changed directly in your profile or account settings unless you contact the customer center via call or mail.

For verification purposes, ensure the names provided during registration are correctly spelled; as it appears on your ID. Other details such as address, date of birth, and phone number can be updated post-registration.

P.S: While a handful of African countries can receive money in several ways through WorldRemit, Somaliland is the only supported African country that can register to send money.


Before users can send money, pay bills, or top-up airtime using WorldRemit, verification is a mandatory, but easy, process. Generally, individuals will be required to upload a valid government-issued identity card (usually Passport, National ID card, and Photo driving license). To be approved/verified, uploaded ID must show the following:

  • Document number
  • Your photo
  • Your full name
  • The place of issue (if any)
  • Your date of birth
  • Your signature
  • An expiry date
  • The full machine-readable zone (the two lines of letters and numbers at the bottom of the document) if present

Required documents for verification may vary with region; WorldRemit’s verification page has more details.

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Paschal Okafor is NaijaTechGuide Team Lead. The article WorldRemit — Services, Fees, Payments and more was written by Olanrewaju Sodiq. The article was last modified: June 30th, 2022
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