Gift card trading in Nigeria has grown rapidly over the past few years. Many people now prefer to exchange unused gift cards for cash. It gives them the freedom to spend the money however they want. While this has created great opportunities, it has also opened doors for fraudsters who prey on unsuspecting traders.
Scammers use several tricks to steal gift card details and vanish without paying a single Naira. In 2025, as gift card trading continues to expand, scam methods are also evolving.
That’s why it is important to stay alert and know the red flags. In this blog, we’ll explore the most common gift card scams you should watch out for this year, along with practical tips to protect...
Nigeria’s fintech scene has come a long way. Ten years ago, most people were still paying cash for airtime at the corner shop. Now, millions send money, pay bills, access loans, and even invest—right from their phones. But while the front-end experience looks shiny, what’s happening behind the curtain hasn’t always kept up.
Too many platforms are still running on a patchwork of disconnected tools. Payment processing is handled here, fraud monitoring over there, compliance tracking somewhere else—if at all. The result? Teams are overworked, users get frustrated, and opportunities are missed. It’s the digital version of trying to run a Formula 1 car with bicycle parts.
Enter data orchestration. This isn’t just another IT buzzword—it’s the silent engine that’s powering...
A website is as good as the relevance, accuracy, and the freshness of the content on it. Updating the information on a website is an important part of website management.
An outdated business website will misinform potential customers and could have severe impact on your business. In fact, it is better not to have a website than to have one with outdated content.
Your website should be an online front for your business. Every change in your business that is relevant to the sales of your products and services should be reflected on your website.
Top candidates for updates include price changes,...
A business website is a very important part of going online for any business. Your website should be the HQ of your online presence. It is on your website that you tell the world what you do and how they can access your products and services. To do this you must put a lot of thought on the content on your website and make sure it delivers on its purpose.
A website is not Fast-food
A website is not something you get off the shelf like fast food. Sure you can design a website in minutes or maybe days, but a...
Free website builders offer cheap solutions for creating websites, but like most things free there is always a catch or some form of limitation. To create a professional looking website it is not a bad idea to invest a little money on premium website builders.
In this article, we will focus on online premium website builders, because they are the best website builders if you want to build a professional looking website in a couple of minutes.
Premium website builders are tools that offer their services for a monthly fee. Usually there are different plans with each promising a list of...
Before building a website for your business, it is important to know the costs involved. This will ensure you budget adequately for the project. Some business owners think building a website is a one-off thing. You just build it and you go to sleep. However, there are fixed costs and recurrent costs involved in building a business website.
So, here are a few items to add to your budget. However, it is important to note that the cost of building a website depends on the complexity of its implementation. For example, a simple 5-page business website will usually cost much...
Having seen good reasons why you need to build a website for your business, you may be wondering how it is done. There are different ways you could design a website for your business.
One way is to employ a web designer to build your website for you. You can also design a website yourself using online tools like Wix that provide you with easy point and click solutions to web design.
If you like getting your hands dirty, you can even design your website from scratch using web design technologies like HTML, JavaScript, and CSS or using a website template.
In...
Having a website is an important part of going online. A website makes your business visible to the growing number of consumers online. In case the article on the 5 benefits of a business website is not enough for you, here are more reasons why you need to build a website for your business.
1. Increase Sales
A website will enable you provide information about your products and services online. Consumers are increasingly searching online for information about products and services they are interested in buying.
A website will make your business accessible to these high value consumers who are educated and...
If you have not yet made-up your mind about a website for your business, this article attempts to show you how your business could benefit from a website. In this article you will find the importance of a website to a modern day business and why it should be core to your going online strategy.
Also see 6 Reasons to Build a Website for your Business
A website creates a dedicated space for your business on the internet from where you can coordinate your online campaigns. It also makes it easy to take advantage of opportunities online for growing your business....
A website is a crucial part of going online for businesses. In fact, for some businesses having a website is what it means to be online. A website allows a business to promote its products and services to the increasing number of consumers online.
A website is a good way to grow your business beyond its brick and mortar location. So, if you do not have a business website already, you should seriously be considering building one.
Here, we discuss why having a website will be of great benefit to your business.
Your Customers are already Online
History has shown several times that...
Going online is a decision that every business will have to take someday. Online presence is a good sign of a serious business. However, some businesses equate being online to just having a website.
A website is a good step and should be the headquarters of your online presence, but is hardly enough.
Connecting your business online gives you access to lots of online tools that will enable you promote and market your product and services and put your business in front of hundreds of potential customers who may never have known about your brand.
In this going online series we will...
Google as part of its strategy to unify its services have rebranded the Android Market as Google Play and has integrated all its other stores like the Google Music Store and the Google EBooks Store into the new Google Play store giving customers a one stop shop for apps, games, music, ebooks, and movies.
Where to Buy Smartphones
Jumia.com.ng from ₦77,999.00 Buy Now
A Unified Content Store with Google Branding
Google's major move here is to add its name to the store, bringing its brand name closer to consumers. This may also imply Google is looking beyond Android as the store will also...
If you own a shop, store, shopping mall or offer goods and services for sell in Nigeria, you should be preparing your business by now for the takeoff of the cashless policy of the CBN. How ready is your business for accepting e-payment from customers who prefer to shop cashless with electronic payment solutions? Have you started deploying e-payment solutions in your business, shops, and stores?
In this article, we show e-payment solutions that merchants must seriously consider for their business to run smoothly in a cashless Nigeria. Note that cashless Nigeria does not mean that people will stop shopping...
Mobile Money is a payment solution that enables you pay for goods and services with their mobile phones. It is one of the e-payment solutions available to Nigerians in a cashless Nigeria. It is at the core of the CBN’s cashless or cashlite Nigeria policy. In this article we will look at mobile money in Nigeria.
A number of providers have already been licensed by the Central Bank of Nigeria, CBN, to offer mobile money in Nigeria. Some are already rolling out services while others are planning to do so.
List of Mobile Money Services in Nigeria
OPay
MTN MoMo
Paga
...
While browsing through QuickTeller, I discovered a mobile money service I have never heard about before. The name is QikQik mobile money. With a little search about the mobile money service, I discovered that it is promoted by Eartholeum an electronic solutions provider. I also learnt that many months ago (June, 2011) National Directorate for Employment (NDE) launched NDE-QikQik Business Ownership Scheme aimed at creating jobs.
However, outside these there appears to be very little information about the QikQik mobile money service. Apart from a channel for funding QikQik at QuickTeller, there is no other sign of the existence of...
PocketMoni is the Mobile Money service offering of eTranzact. Formally called M-Teller, PocketMoni Mobile Money is a service that enables you create an e-wallet on your mobile phone for making payments, fund transfer, as well as for receiving money. PocketMoni is one of the Mobile Money services in Nigeria like MTN Mobile Money, that will help you survive in a cash-lite or cashless Nigeria.
The attraction in PocketMoni Mobile Money service for us is that it is accessible from most Networks and is supported by many banks. So, it is available to everyone irrespective of network or bank. The downside...
Before boarding a flight, you have to check-in, after which you are given a boarding pass to enable you board the flight. Traditionally, check-in was done at the airport at the check-in counter of the airline. But with the advancement in technology, most notably ICT, airlines now have online check-in feature as part of their online airline booking platforms. Online check-in makes things easy for travelers and saves cost for airlines.
Want to Book Cheap Flights Online? Click Here
All the six Nigerian airlines we currently track; namely Air Peace, Aero airlines, Dana air, FirstNation airways, Arik air, and Air Nigeria...
Mobile Banking is a value-added service offered by a bank to enable customers to conveniently and securely conduct their banking transactions on their mobile phones. A mobile banking App from your Bank will enable you to transfer funds, check your account balance and statement, and conduct other banking transactions without having to visit your bank. You can also buy airtime and pay utility bills with the mobile banking platform.
How does Mobile Banking work?
Depending on your bank, mobile banking services are offered mostly via a Mobile App on Android or iOS, or USSD or SMS. Some banks will offer all...
You must have heard about the cashless policy of the Central Bank of Nigeria, CBN by now. Well, if you have not, it is a policy aimed at reducing the volume of physical cash circulating in the Nigerian economy and encouraging e-payment options. Core to the cashless (more like cash-lite) policy is the introduction of daily bank deposit/withdrawal limits above which account holders pay huge transaction costs.
Most articles on the cashless policy so far have focused on either announcing the policy or highlighting the challenges facing it.
Very few have actually focused on what payment and transaction options are available...
MTN Mobile Money (a.k.a MTN MoMo) is a service that enables users to send and receive money as well as make payments for products and services with their mobile phones. With MoMo, you can transfer money to any MTN user within any of the supported African countries. Note that cross-border transfers are not supported for now.
For now, you can only transfer to users within your own country. Mobile Money is offered by MTN in partnership with banks. It is one of a number of mobile money services that are available in Nigeria and across Africa.
MTN Mobile Money enables you...
Google Music is a new service from the world's leading search engine that enables users store up to 20,000 songs in the cloud, sync them across multiple devices, share and enjoy them from anywhere. According to Google's press release launching the new music service "Google Music is about discovering, purchasing, sharing and enjoying digital music in new, innovative and personalized ways". Google Music is currently only available in the United States.
Store up to 20,000 Songs
Google Music enables users store up to 20,000 songs for free in the cloud. Users can upload their own songs from their existing collection or...
U-Mo, the mobile money service from Afripay a member of the UBA group currently supports three account types. The three U-Mo e-wallet types vary in terms of their target market, per transaction limit, daily transaction limits and the documentation required for registration. The three U-Mo mobile money account types are U-Mo Silver, U-Mo Gold, and U-Mo Platinum.
U-Mo Silver Mobile Money e-wallet
This is the mobile money service for the masses. U-Mo Silver is the easiest to get as it requires no identification and no documents. All you need is fill a very short form (name, address, sex, occupation, and phone...
You need the best marketing automation software to scale your business fast and convert more leads to customers.
Marketing automation software is software tools that...
Zmobile is a mobile banking service from Zenith bank. Zmobile (meaning Zenith mobile) enables customers of Zenith bank to carry out various banking and...
AliExpress.com is an online shopping mall owned by China's top online marketplace, Alibaba.com. On AliExpress, you will find thousands of top Chinese exporters and...
