NaijaTechGuide

Dive into the world of 'Dividend Mavericks,' where unconventional investors defy norms to achieve high income through dividend stocks. Explore their strategies, risks, and the allure of consistent returns in this compelling investment approach. Here is the official site of one of the investment education firms that can help you understand investing in a digestible way. Understanding Dividend Investing Dividend investing is a strategy where investors focus on purchasing stocks that pay regular dividends, typically from profitable companies with a stable financial standing. Dividends are payments made by a corporation to its shareholders, usually in the form of cash or additional shares...

Portfolio diversification is a key strategy for managing investment risk, but it's often misunderstood. This article debunks four common myths surrounding portfolio diversification, providing clarity on how it works and its limitations. Understanding these myths is crucial for investors to make informed decisions and build resilient portfolios. To clearly understand investing, you must consider modern day investment firms to learn about investing. Myth 1: Diversification Guarantees Profit Diversification is a widely endorsed strategy for reducing risk in investment portfolios. However, a common misconception among investors is that diversification guarantees profit. This myth stems from a misunderstanding of the purpose of diversification, which is...

In the fast-paced world of commodities trading, achieving success in crude oil markets requires more than just luck; it demands a profound understanding of market dynamics and the implementation of advanced trading strategies. In this article, we delve into the intricacies of crude oil trading, exploring the foundations, technical analysis, risk management, and advanced strategies that can guide traders towards prosperity. To know more about investing in oil, visit here oil-profits.com, where you will get premium investment education. The Foundation: Understanding Crude Oil Trading Basics of Crude Oil Market Crude oil, often referred to as black gold, is a cornerstone of the global...

Special financing is a term used to represent the loan options for those who are with a bad credit rating. It could also cover those who filed bankruptcy, repossession, and those with impaired credit history. It is also mostly exclusive to the auto industry. Special financing is primarily risk-based, which means the terms of the loan are set in such a way for the lender to cover all the risks of defaulting by the borrower. So, special finance loans may typically have a higher rate of interest compared to those available to those with clean credit histories. Understanding Special Finance Components Consumers who...

Have you heard of mobile apps for getting quick loans? Do you want to know some of the best quick loan apps around for when you need meet some emergency financial obligations? Here we share some of the best services. Getting loans has always been a stressful thing. You have to either belong to a cooperative group or have an account with a bank you are seeking loan from. And this doesn't end there. There are a lot of formalities you need to go through which makes sourcing of loans for personal needs and small businesses technical when going through the...

With the sharp increase in brokerages and new companies offering investment apps, the options are numerous. Plus, choosing the best investment apps can be overwhelming with the long list of investment apps in the market. There are numerous apps for every category of investors either you are a stock trader or an angel investor; there are apps suitable for you. And as a beginner with a lot of fears and doubts, there are investment apps to help beginners get familiar and comfortable with investing. You want to ensure that, in the race of increasing your capital; you don’t end up losing it...

Europe is the global leader in the automotive sector, owing primarily to major automakers in the region. Furthermore, the presence of significant auto components and solution providers in the region contributes to the industry's growth. Government grants, subsidies, incentives, and new technological options are all beneficial to the automobile sector in this region. Germany, the United Kingdom, France, and Italy are among the countries that have had a significant impact on the growth of the automobile sector in the region. The increasing purchasing power of consumers and increased expenditure on luxury automobiles are driving the rise of the regional market. Also...

Due to the ever-increasing volume of money transfer from Malaysia to Nigeria, Remitano, a global escrow-marketplace, has just launched a smart, free, and safe approach for cross-border money transfers. This system will allow Nigerians to send and receive money from Malaysia and other countries without incurring the high fees charged by most traditional Nigerian banks. Fast Remittance and Cheaper Average Costs for Money Transfers between Malaysia and Nigeria As a result of the launch of Remitano’s international cash-out features, Nigerians can now send and receive money from their families and friends in Malaysia multiple times faster than traditional Nigerian banks and...

Trading in the financial markets has become extremely popular nowadays, especially when many people are now looking for additional sources of income. In today's high-tech society, all trading transactions are carried out online, which means that you can trade from anywhere in the world. All you need is a speedy Internet connection and a device. You can use your PC, your laptop, a smartphone or a tablet - you name it! While many professional traders spend hours at their monitors, this may not be the case for you. If you have another job, or if you are always on the go...

If you're looking for a guide on a perfect and safe place to trade (buy and sell) cryptocurrencies then you're on the right page. We will share the best platforms where you can buy and sell bitcoin and other cryptocurrencies in 2024. In this article, I'll be answering your question and relieving you of the stress of searching further. Bitcoin and other cryptocurrencies have been widely adopted for trade both on exchange platforms and physical platforms like stores. Because of the high volatility in the use of Bitcoin and other cryptocurrencies, a lot of exchange platforms have been established for the buying...

Although Bitcoin is a risky investment, there are techniques to mitigate your risk. The Bitcoin (CRYPTO: BTC) craze is far from finished, as the cryptocurrency continues to rise in value. Bitcoin's price may be down now, but can easily rise about 100% in a couple of months, as investors rush to cash in on the digital currency craze. Despite its popularity, it is still a very dangerous investment. While some investors believe it will be a game-changer, others are less confident. Its price has also fluctuated dramatically, plummeting by nearly 20% on three consecutive times since January of this year. Nobody...

Many factors combine to determine the feasibility of a platform, such as its reliability, trading interface, reputation, fees, and other offered services. No matter how skillful you are as a trader, an inadequate trading platform can jeopardize your trading routine and harm your progress. Therefore, choosing the right trading platform is extremely important, so that one can participate in the financial markets safely. For example, MT4 for PC or mobile is a reliable and well-known platform, popular among all kinds of traders thanks to its user-friendly design, various charting objects, order types, timeframes, and built-in indicators. Here, we have listed the...

With an excellent record of value appreciation, Bitcoin is viewed by many as a great IRA option. However, I understand if you are hesitant since Bitcoin is still relatively new, and can be a volatile form of currency. The good news is that educating yourself about Bitcoin, and how it can be used for an IRA, will give you a better idea of whether or not this investment option is for you. While it is true that Bitcoin can be a lot different from more traditional IRA options, there are some similarities as well. Let's go over the most important things...

Tech Unite Africa, the largest Technology Expo in West Africa, is delighted to announce its partnership with Startup World Cup, the biggest Startup pitch competition globally, renowned for providing budding entrepreneurs and innovators with prestigious platforms. This collaboration signifies a significant milestone for both entities as they unite to foster innovation, entrepreneurship, and collaboration within the startup sector. The partnership between Tech Unite Africa and Startup World Cup demonstrates their shared commitment to empowering emerging startups and providing them with invaluable opportunities for growth and success. By leveraging their respective expertise, resources, and networks, both organizations aim to amplify the...

OKash is an instant loan app that offers collateral free loans in minutes. It is a perfect platform to get a quick loan if you need some emergency fund. Do you wish to get a collateral free loan? Are you too lazy to get out of the house or just don't fancy the stress of getting a loan from a bank? OKash Loan App is here for you. Just download the App, fill in your details, and apply for a loan and you could have the funds in your bank account in minutes. The good news is that OKash is available...

Online trading is growing quickly, and there are so many platforms that are available for retail as well as institutional investors. But there are a lot of factors to consider before you decide to invest through a platform or an app, such as regulation, trading instruments offered, fees, ease of use, investor protection etc. By reviewing and comparing different trading platforms, we have made a list of the best trading platforms and what they have to offer to the Nigerian community. This article will help you choose the best trading platform based on your trading requirements. What is a Trading Platform? A trading platform...

Invoicing is key for businesses of all sizes. The best invoicing software tools enable you track and automate your payment. We will be sharing some of the best solutions here, but first here is a story on why invoicing solutions are key for your business. Alan is a professional writer who works freelance online. Teri is a small business owner who manages a growing flower shop. Both Alan and Teri represent the majority of business owners today. They both do not operate the traditional business tenets of hiring professionals such as Human Resource Managers, Accounting and Finance Managers: even if they...

There is a huge strength of young and energetic people in emerging economies like Nigeria and India. They are the entrepreneurs of the future. Today’s youth want to grow in life and become independent but most don’t want to go for jobs that give them a hectic life. Therefore, they are always in search of business ideas with low investment. But before starting a new venture or startup, it is necessary for you to do a proper market research. You should be passionate and must have all the business tactics to compete with your respective competitors in the market. Best Business Ideas...

The times when the only way to make it career-wise in America was by attending college have long passed. Economic trends have changed and white-collar jobs are gradually being replaced by the traditional blue-collar jobs. Subsequently, vocational education has gained popularity because the majority of the people are looking for job-related skills. People have realized that it is easy to get a decent job when they have technical skills because that is what is highly demanded in various industries in the country. Recent studies show that vocational education is a key pillar in the American Economy. The country needs critical thinkers,...

Running an online business in never easy particularly when you plan to start small. There will be big enterprises out there ready to splurge tons of money on marketing and advertising. You will have just two options – first, to innovate, and second, to leverage technology. With t-shirt business, there is different ways you can take to innovation and scale a new high. One such thing is to benefit from t shirt designer software and set your business on the right course of growth. The software will help you utilize the latest technology and an advanced tool. This is how you...

Sage Accounting has opened Black Friday Sale for customers in the US and the UK. The world leader of business and accounting solutions is offering 70% off its Sage Business Cloud Accounting software for 3 months subscription in the United States and 6 months free its accounting and Payroll solutions in the United Kingdom. These Sage Accounting Black Friday deals is available from now till midnight November 30, 2023. View Offers. Sage Black Friday Deals 2023 Sage Business Cloud Accounting Start - $3/month (Save $7/month) Sage Business Cloud Accounting - $7/month (Save $17.50/month) Sage Accounting Start - 6 month Free,...

Today, technology has embraced our entire world, stimulating progress and inspiring evolution. In the 1820s the first industrial revolution changed economies from simple agricultural-based to manufacturing. New machines including the steam power opened up business in iron production and chemical manufacturing. Electricity was the main highlight of the second industrial revolution between 1870 and 1914. Together with petroleum and steel, they led to new products and increased intercontinental trade. Since the onset of the internet in the 1990s, there have been significant cost savings for businesses that adopt internet technologies. By 2011, the internet accounted for 21 percent of GDP growth...

If you are seeking lenders who can trust you with low-interest rates and are eager to offer you credit cards, maintaining high credit scores is a must. It is essentially a score calculated based on your past financial behaviour and creditworthiness to impress a potential lender. That is why you should know what aspects will hurt your credit score in the long run. Two accounts have a considerable impact on your credit scores, namely, instalment loans and revolving credit. The former includes fixed amount loans like student and personal loans and mortgages that get paid off in a fixed term....

Contracts are an essential part of every organisation’s operations. But despite the effort that companies put into negotiating, drafting and understanding contracts before they’re signed, they often lose track of them post-signature. The documents get filed away in a cabinet somewhere or scanned for storage on a server, then forgotten about, exposing the business to a range of significant risks. Some of these include losing track of the actual paperwork, missing deadlines to renew or cancel contracts, failing to take advantage of incentives or discounts due under a contract, and incurring penalties for non-compliance with terms and conditions. That’s why...

Have you always wanted to venture into agriculture; start a poultry farm, a piggery, a cow ranch, or better still plant crops, but you are always busy with one or two things and don't think you can juggle between work and farm? What you may need are Agriculture Investment Platforms. Don't worry, there are a number of crowdfunding based agriculture investment platforms that makes it possible for you to own a farm without any manual labor on your part. There are tons of Agricultural Investment Platforms that enable you to invest your hard earned money into agriculture and get a good...

Informal Financing is very popular in Nigeria. Traditional financial institutions in Nigeria are playing a considerable role in the Nigerian economy by providing borrowers with informal loans. Besides providing financial support, credit facilities are also promoting social cohesion among people living in towns and villages. Credit facilities can help small businesses and boost startups because of the lack of coherent government policies to support entrepreneurship. How Informal Financial Sector Is Organized People from different locations and especially those with similar interests or problems, organize themselves in groups from mutual help. Despite the presence of banks in Nigeria, informal banking is still...

It is time-consuming and often difficult to file tax returns. To spend time running your business and allowing less time to go to filing tax returns it makes sense to use tax filing software programs. Keep reading, we will show you some of the best tax return software for your small business. These tools are efficient and accurate, making them great for filling your tax returns. Best Tax Return Software Here is a look at the best software out there for filing taxes for small businesses. 1. H&R Block You can file your taxes online using any device that you like when you use...

In the ever-evolving landscape of the financial technology industry, maintaining trust and transparency with our stakeholders is paramount. As the CEO of Glade Inc., I'd like to address recent questions and concerns raised in a TechCabal article, and set the record straight on various aspects of our operations. Internal Breach Incident: The article correctly mentions that Glade experienced an internal breach in February 2022. The breach was a result of unauthorized individuals targeting our security systems. Since then, we have taken swift action to rectify the situation, bolster our security measures, and ensure the safety of our clients and the integrity...

Remote working became a thing after the pandemic when employees from around the globe had no other choice than to work from their homes. While some companies slowly returned to their normal activities with hybrid programs, many kept going remote, so working from home isn’t new to people. Working from home has proven to be advantageous for many employees. For example, most can set a flexible schedule around their lifestyles, contributing to increased creativity. Others can save money since commuting or buying lunch every day is unnecessary. Unfortunately, working from home has revealed that many workers are not productive anymore. Companies...

The countdown to the most anticipated tech event of the year has begun! On November 11, 2023, the Africa Startup Festival will take center stage in Lagos, Nigeria, to celebrate innovation and entrepreneurship across the continent. This is an annual event that will bring together innovators, investors, tech enthusiasts, and companies from all around Africa to collaborate on ways to advance innovation on the African continent. Fueling Innovation in Africa The Africa Startup Festival 2023 intends to cast a spotlight on the enormous potential and creativity of the African startup ecosystem. With the theme "Fueling Innovation in the African Continent," the festival...

Worldwide trends suddenly shifted at the beginning of the 20th century when technology faced considerable development and devices like mobile phones and computers became accessible to the public. This event led to new ways of advertising various products and services since people were bombarded with multiple companies and different products. Hence, the exacerbated competition changed traditional marketing. The four Ps in marketing is the base of today’s strategies since they encapsulate the essential aspect of a company’s marketing of products, prices, places and ways of promotion. Still, using only this method is no longer productive, so modern marketing is a...

In the dynamic world of oil trading, it is crucial to have effective tools and strategies to make informed decisions. One such tool that has gained popularity among traders is the Moving Average Convergence Divergence (MACD). This article will delve into the concept of MACD and explore how it can be utilized for oil trading purposes. Whether you are a seasoned trader or a beginner looking to enter the oil market, understanding and implementing MACD can be a valuable asset. Visit OILPROFIT.APP >> if you want to participate in the global crude oil economy. What is MACD? MACD is a widely used...

Amidst the swiftly changing global panorama, our approach to work has experienced a profound revolution. Conventional job frameworks are progressively yielding ground to more adaptable and location-independent work setups. This evolution has been propelled even further by the rise of digital currencies, exemplified by the Digital Yuan. Within the expanse of this comprehensive article, we embark on an exploration of the captivating juncture where remote freelancing converges with the Digital Yuan. This analysis delves into the profound implications of these dual phenomena, elucidating their combined role in the transformative remolding of the very fabric of the global work landscape. If you...

The landscape of freelancing and the gig economy has undergone a notable and dynamic shift, largely attributed to the ascent of digital currencies. Notably, the Digital Yuan has risen as a pivotal disruptor, fundamentally reshaping the manner in which freelancers navigate transactions, oversee their monetary affairs, and attain vital financial amenities. Within the expanse of this extensive discourse, we embark on an in-depth exploration of the profound footprint left by the Digital Yuan within the gig economy sphere, meticulously unraveling its intricate mechanisms and elucidating how it plays an instrumental role in nurturing and advancing financial inclusivity. You may start trading...

In today's world, sustainable investments have gained significant importance as individuals and organizations alike recognize the need for responsible and ethical business practices. One sector that often faces scrutiny is the oil industry, known for its environmental impact. However, even in this sector, there is a growing trend towards incorporating Environmental, Social, and Governance (ESG) considerations into oil trading practices. This article explores the concept of sustainable investments highlights the ESG factors that investors and traders should consider when engaging in this market. If you're intrigued by the idea of trading oil, contemplating the Oil Pro Profit platform might prove...

Effectively communicating with employees is an ongoing, daily effort. They need to be made aware of policy changes, be up to date on changes to processes, and receive any new information about the organization and its goals. Not to mention you need to keep them motivated and up to speed on their role and how it contributes to the company’s larger goal. It certainly can be a daunting task, but one that’s made easier to handle through internal videos! Internal communications videos are company videos meant to get employees excited, informed, and engaged with the brand and its goals. You can...

Wema Bank, Nigeria's leading innovative bank, has partnered with the Federal Government of Nigeria to establish digital and skill innovation hubs across states in the country, with a target to empower one million youths with digital and other relevant skills. The initiative, known as FGN/ALAT Digital and SkillNovation Hub, was agreed upon during a meeting between representatives of the bank and Vice President Kashim Shettima in Abuja, aligning with President Bola Tinubu's administration’s commitment to creating more digital jobs for young Nigerians. Over the years, Wema Bank has been a pioneer in digital transformation within the banking industry, committed to fostering...

A Jury seating in California has found Samsung guilty of infringing Apple's patent and awarded Apple damages of $1.05 billion. This is a big victory for Apple and could have far reaching impact on technology companies worldwide if it survives a likely appeal by Samsung. Buy Samsung Galaxy Phones Online The 9 person jury found that Samsung infringed 6 out of 7 patents cited by Apple in the case. In five cases, the jury found Samsung's infringement wilful. The award of $1.05 billion is less than the $2.5 billion sought by Apple, but the finding of wilful infringement means that the...

Although Apple means nothing more than a fruit we buy in chain supermarkets or from hawkers during traffic jams to most of us in this part of the world, a recent victory in court by a company named Apple in the United States could have some impact over here. Here we share some possible scenarios. Buy Samsung Galaxy Phones Online Click Here Android gets too expensive & risky Already Samsung is saying that this judgement is a loss to American consumers as it could increase cost of smartphones and harm innovation. This is because if this judgement sticks Apple may start charging...

So, you've recently launched a new company, and you're looking to overcome the two main challenges faced by most startups at the outset: generating brand awareness and engaging new consumers. Now, chances are that you know the answer to those challenges lies in top-notch content marketing, but marketing strategies are not all created equal! Fledgling companies need long-lived content that communicates crucial info while also getting people on board and excited about your new venture, and that’s exactly what animated explainer videos are for! The problem, though, is that startups have some specific content needs that should shape the way you develop...

xFusion a global leader in technological advancements, recently hosted its highly anticipated Partner Summit in Lagos Nigeria, bringing together over a 100 attendees of industry leaders, innovators, and visionaries from around Nigeria. The event showcased xFusion's commitment to collaboration and highlighted the latest breakthroughs in technology that will shape the future. The xFusion Partner Summit served as a unique platform for partners and attendees to connect and explore potential collaborations. The event drew an impressive lineup of distinguished guests, including prominent CEOs, industry experts, and influential thought leaders. With the theme "Fusion Leads Evolution," the Summit aimed to foster an...

Whether you’re an ace developer, a management consultant, or a copywriter, if you’re freelancing, you need to keep your duck in orders and your processes organized. Getting ahead in an increasingly competitive gig economy environment is reliant on you providing the very best service possible to your clients. Luckily, there are a few handy tools to help you do just that. Here, we take a look at five of the top tools for freelancers in 2023. 1. Writing — Hemingway App Named after the famously terse writer, Ernest Hemingway, the Hemingway app promises to make your writing “bold and clear.” Even if you...

A website is the main representation of any business today, Start-ups, especially need to develop a user-friendly and unique website to stand out in the market and appeal to their potential customers. A well-designed website will help start-ups create brand awareness, compete with similar businesses, and will help you engage online customers much better. Developing and designing a website from scratch for your start-up can seem overwhelming and confusing when you are not aware of the latest trends and the best web design practices. Here is a list of 10 underrated best practices for developing a website for your startup: 1. Pick...

The economy is the essential concern of every government because the government's officials always want the best economy. After all, it is one thing that helps them increase the value of the things exported by the country. On the other hand, if a country's economy is good, it will have the power to deal with the problems on the international level. There are many things the government is using as a strategy to increase the graph of the economy, and the invention of the digital yuan by China is one of them. Numerous links like china's digital currency can help...

If you’re handy with tools and know a thing or two about fixing items around the house, you might consider starting a handyman business. “Handyman” is a term used to describe home improvement contractors who offer services to fix homes or other structures. The tips below (presented to you by NaijaTechGuide) can help you start and run your handyman business efficiently. How To Start a Handyman Business The first thing you should do is learn the legalities of doing handyman work. Search your state and local laws to see if you need a license. Find out which type of work needs a permit and...

Search engine optimization (SEO) is an invaluable tool for small business owners looking to increase visibility and grow their customer base. With the right strategy, your small business can respond to the ever-changing online marketplace, reach more potential customers, and stand out from the competition. Here are a few SEO checklist to help small businesses get more leads and reach more potential customers in 2023. The key is understanding which SEO elements are most important, and how to use them to your advantage. This complete small business SEO checklist is designed to help you do just that. From understanding keywords and...

There are so many real estate apps in the market today, and navigating the internet to get the best might pose a challenge. This is the reason why we've curated a guide to the best apps you can use as an investor to make your work easier, stay organized, and close more deals. To assist you get the most out of this article, we will define a Real estate app and the features that make it suitable for use. What is a Real Estate App? Real estate Apps are applications specially designed for mobile devices for real estate investors to help them...

It will do you good if you know how to manage your real estate properties, especially if you already own a lot of them. Although there are perks when you manage your real estate properties by yourself, you’ll gain a massive advantage if you’ll hire a property management service to do the job for you. But it’s understandable why some investors have doubts about whether to hire a company to manage their real estate properties. If you’re one of them, worry no more! Here’s a list of factors why you need to get the services of a property management firm. 1. You...

If you picture a group of young adults with their heads down, lost in their smartphones, you wouldn’t be alone; but it may be time to give Millennial stereotypes a rest, and start embracing this generation for what they have to offer. Millennials represent more workers than any other generation in today's workforce, and incidentally, they comprise an increasing percentage of your customer base as well. Despite the stereotypes, Millennials can be tremendously hard workers, able to take the initiative, spearhead projects, and ensure that things get done; often extremely efficiently and to a high standard. By taking the time to welcome...

Money lending has always been a common practice among people from any society, century, and culture. Of course, the modern days are no exception. People still prefer safe money lending practices between individuals over bank loans and similar institutional lending models. Why? Well, it’s a much faster and more convenient way to borrow money from people you know (or meet online) without putting anyone at risk in the process.  That’s why the peer-to-peer lending business has always been a promising industry. However, the market has been booming ever since the global pandemic and the further economical complications that followed. As...

No matter how small your business is, you must have one or two people that you pay at the end of every month – or how else your payment structure is setup. It is these people that we say are on your payroll and as a businessman, you will want to track how your money goes out into such running costs. More than using traditional books, here are the best payroll software for small business you should get a taste of. 1. Sage One Payroll From the name, Sage One is one of those software that you can easily mistaken to be just...