NaijaTechGuide

MasterCard has announced a partnership with a local Nigerian retailer, Flying Dove Limited, authorized distributor for Sony Corporation and owners and operators of Sony Centers in Nigeria. The partnership between MasterCard and Flying Dove will encourage customers to use electronic payment by offering 5% discount on purchases made with MasterCard at Sony Stores in Nigeria. Where to Shop Online Jumia.com.ng from ₦1500.00 View Offers Speaking on the partnership, Omokehinde Ojomuyide, country manager, West Africa, MasterCard Worldwide said, "MasterCard cardholders will qualify for a 5% discount on the purchase of any item at Sony Centers across Nigeria. In addition, and as part of the...

Mobile Money is a payment solution that enables you pay for goods and services with their mobile phones. It is one of the e-payment solutions available to Nigerians in a cashless Nigeria. It is at the core of the CBN’s cashless or cashlite Nigeria policy. In this article we will look at mobile money in Nigeria. A number of providers have already been licensed by the Central Bank of Nigeria, CBN, to offer mobile money in Nigeria. Some are already rolling out services while others are planning to do so. List of Mobile Money Services in Nigeria OPay MTN MoMo Paga ...

While browsing through QuickTeller, I discovered a mobile money service I have never heard about before. The name is QikQik mobile money. With a little search about the mobile money service, I discovered that it is promoted by Eartholeum an electronic solutions provider. I also learnt that many months ago (June, 2011) National Directorate for Employment (NDE) launched NDE-QikQik Business Ownership Scheme aimed at creating jobs. However, outside these there appears to be very little information about the QikQik mobile money service. Apart from a channel for funding QikQik at QuickTeller, there is no other sign of the existence of...

PocketMoni is the Mobile Money service offering of eTranzact. Formally called M-Teller, PocketMoni Mobile Money is a service that enables you create an e-wallet on your mobile phone for making payments, fund transfer, as well as for receiving money. PocketMoni is one of the Mobile Money services in Nigeria like MTN Mobile Money, that will help you survive in a cash-lite or cashless Nigeria.   The attraction in PocketMoni Mobile Money service for us is that it is accessible from most Networks and is supported by many banks. So, it is available to everyone irrespective of network or bank. The downside...

MTN Mobile Money (a.k.a MTN MoMo) is a service that enables users send and receive money as well as make payment for products and services with their mobile phone. With MoMo, you can transfer money to any MTN user within any of the supported African countries. Note that cross-border transfers are not supported for now. For now you can only transfer to users within your own country. Mobile Money is offered by MTN in partnership with banks. It is one of a number of mobile money services that is available in Nigeria and across Africa. MTN Mobile Money enables you transform...

U-Mo is a mobile money service from UBA. The UBA U-Mo Mobile Money service is accredited by the Central Bank of Nigeria (CBN) and powered by Afripay, a subsidiary of the UBA Group. UBA U-Mo is a mobile money service, similar to the yet to be launched M-Teller mobile money service from eTransact, which enables users make and receive payments as well as conduct other financial transactions with their mobile phone. UBA U-Mo enables you create an e-wallet on your mobile phone for handling your transactions like MTN Mobile Money. So, it turns your phone into a wallet. With the...

eTranzact is one of the companies that got CBN Approval to offer mobile money services in Nigeria. The new mobile money service now called PocketMoni was formally called M-Teller Mobile Money. Here we will provide our thoughts about the new mobile money e-wallet service and how it may work based on information already released by eTranzact and operation of mobile money services in other countries especially Kenya. eTrazact has launched the mobile money service as PocketMoni Mobile Money, you can follow the link to read more about the service. According eTranzact, M-Teller service is a mobile money service designed to provide...

Aero Airline (a.k.a Aero Contractors) offers a convenient online platform for handling your flight transaction. At the Aero air online booking platform, you can book a flight or reschedule a previously booked flight. You can also make secure online payments as well as check-in for Aero airline flight online. You may find lower fares if you pay for Aero contractors airline flights online, a great incentive for paying online. Want to Book Cheap Flights Online? Click Here Online booking is convenient, it saves you time and money and other Nigerian airlines like Arik Air  and AirPeace now offer online booking services. So...

Zoto, a mobile payment app used by over 1 million Nigerians, has announced a new app design. According to company officials, the new app is designed to make Zoto the fastest and most reliable payment app in Nigeria. An introductory sales offer is also announced on this occasion, and this will enable users to enjoy services at just ₦1 only on the new app for a limited period. In addition to subscription recharges, TV and broadband payments, the new app comes with services like electricity and betting payments also. This announcement was made at a press briefing in Zoto’s Lagos...

The technology behind contactless payments is continuing to evolve at a frightening rate, with biometrics playing a pivotal role in this. Last year saw Gemalto launch the world’s first biometric EMV card for contactless payments, which included a fingerprint sensor on the right of the card body to enhance user security. This is also part of a wider move to do away with cards altogether, with biometric solutions helping customers to pay with their smartphones and similar devices without compromising their safety. For now, however, we continue to use standard and contactless debit cards to complete everyday purchases, while credit cards...

According to GTP Headlines, one of the largest global industries in 2018, “the Travel and Tourism industry contributed $8.8 Trillion to the global economy”. Nonetheless, the travel industry is considered a high-risk industry. The risk climbs even higher for those who are in the timeshare business. Timeshare companies offer a product that facilitates economical vacation options for clients. In era where traveling is considered as a therapy to shackle away personal as well as the professional hindrance, timeshare companies have a huge scope to grow. But managers of timeshare companies need to ensure that the core goal of their business,...

Toronto, Canada — July 21, 2021 — Chimoney today released a platform and API to make it easy for businesses to send, spend, and gift cryptocurrencies, gift cards, mobile money, airtime, and other assets globally. With Chimoney, companies that want to move value to a geographically distributed group of people can now do so without needing to know their location, local currency, bank account details, or payment option that they accept. The new Chimoney website showcases the range of products services offered by Chimoney via its Business dashboard and Developer APIs, which allows bulk payouts to user emails or social media usernames.  Asked...

OPay is a leading easy Banking and Payment solutions provider in Nigeria. The service was launched in 2018 by Opera Norway AS Group the developers of the popular Opera mini web browser. It is a mobile payment platform that allows its users to pay for goods and services electronically as well as save money using a mobile phone. OPay is a mobile service that offers you a lot. Like we really mean a great deal of services to choose from. This is the reason why it is now used widely in Nigeria and a couple of other countries in Africa. With...

Following a rapid economic growth, consumer-facing industries have quietly grown into a significant economic force in Africa's most populous nation. Over the last decade, the Nigerian telecommunications and banking industries have experienced rapid expansion, serving rising demand and a fast growing middle class. A typical Nigerian consumer nowadays demands a modern, fast and, most importantly, safe shopping experience which is enabled by a dependable payment system. In the broadest sense of the term, payment system is a set of systems enabling transfer and circulation of funds. To perform its role successfully, the payment system must fulfill three prerequisites. One is that the...

You must have heard about the cashless policy of the Central Bank of Nigeria, CBN by now. Well, if you have not, it is a policy aimed at reducing the volume of physical cash circulating in the Nigerian economy and encouraging e-payment options. Core to the cashless (more like cash-lite) policy is the introduction of daily bank deposit/withdrawal limits above which account holders pay huge transaction costs. Most articles on the cashless policy so far have focused on either announcing the policy or highlighting the challenges facing it. Very few have actually focused on what payment and transaction options are available...

Liberty Reserve is an e-currency for easily making and receiving payments for goods and services over the internet. If you are planning selling stuff online, Liberty Reserve is one of the payment solutions worth considering. Liberty Reserve is one of a few payment solutions available to people with no access to credit/debit cards. Payment is instant and irreversible reducing cost for merchants. Merchants that allow the use of Liberty Reserve as a means of payment for products and services on their website enable millions of internet users without credit/debit cards to shop online. Receiving payments online via Liberty Reserve is as...

eNaira is more or less like a digital version of the physical Naira. It is a Central Bank Digital Currency (CBDC) issued by the Central Bank of Nigeria (CBN) and will exchange 1:1 to the physical Naira. The eNaira was launched by Nigeria's former President flanked by the then VP and CBN Governor on October 25, 2021 and circulates in parallel with the physical Naira as legal tender in Nigeria. 500 million units of the eNaira were issued at launch. The new digital currency is built on a Distributed Ledger Technology and is aimed amongst other things to improve financial...

The modern world is the world of computers and the world of automation. Everything from schools to banks to businesses has now been automated in every function. These organizations have taken a step forward into technological advancement. Perhaps the greatest change that the retail market has seen throughout this decade is the use of automated billing systems. These can be found at all the major brand outlets and superstores such as Walmart and Levi’s and even at small businesses and shops that need to automate their Shop Sales in order to improve their efficiency and business transactions’ transparency. One of the ways...

If you’ve invested in a mobile point of sale (POS) system, you know all about the benefits that this tool brings to your business. Using a mobile POS system you’re able to automate and streamline inventory management, have access to real-time sales data and other analytics, along with more efficient employee management. But did you know that a mobile POS system can also improve your marketing strategy? If you’re looking to create more personalized, targeted, and successful marketing strategies, you’ve got just the tool you need. Here are 5 ways that you can leverage your mobile POS system for improved marketing. 1....

Since its birth in 2012, Jumia has graduated from being just an e-commerce shopping platform to one of the biggest and best processor of payments (see: JumiaPay), flight and ticketing platform (Jumia Travel), food service and restaurant discovery platform (Jumia Food), party drinks and supply (Jumia Party), and recently, the launch of a platform that allows payments of gadgets in installments (Jumia Flex). Interestingly, Jumia wants to do even more across Africa. Earlier this year, Jumia introduced "Jumia One" — an application that conglomerates and unites all of its services (and more) onto one easily accessible platform. The JumiaOne app is...

Air Peace Booking website is as good as the competition with flight booking and online check-in. Air Peace Airline is one of the youngest airline (if not the youngest) in Nigeria, but has grown in popularity in the past few months with its affordable flights and good customer service. Want to Book Cheap Flights Online? Click Here Air Peace offers intending passengers a website where they can conveniently book flights online. The Air Peace Booking website allows you book your airline ticket online. If you are a hand-luggage passenger, you can also check-in online. Air Peace began operation in Nigeria in 2014 and...

Arik Air is a leading airline in Nigeria and boasts of one of the largest fleet of any Nigerian airline with 26 short, medium, and long range aircraft. You can conveniently book your Arik Airline flight online at the Arik Air Booking platform or you can use a flight comparison site like TravelStart. Arik Air operates about 150 daily flights and operates both domestic and international routes. Booking your Arik Air flights is very easy. Want to Book Cheap Flights Online? Click Here The airline offers an online booking platform for intending travelers to conveniently book and make payment for Arik Air...

Services rendered online are easier and more convenient to access. Most Nigerian airlines now offer online platforms that enable travelers conveniently handle Airline Booking and other Flight Booking services online. The Online flight booking platforms vary in the features they offer. While some offer just basic flight booking, others go beyond that allowing for online booking and online rescheduling of flights as well as e-payment, e-ticketing, and online check-in. Are you looking for the Best Flight Deals of Today? Click Here Leading Nigerian airlines like Arik Air, Aero Air, Air Peace, Med-View Airline, FirstNation airways, and Dana Air all offer some level...

Payment processes and experiences evolved during the last decades, and thanks to different technological innovations, people from all corners of the world changed the way they behave when it comes to making transactions. Until recently, cash was the obvious and preferred method of purchasing anything and everything, but with the emergence of safe and convenient electronic options, shoppers are quickly changing their attitudes. Therefore, let’s take a look at some of the areas where online payments caused the biggest changes. Shopping Online Instead of taking their time to go to physical stores, people are getting more and more attracted to large e-commerce sites...

Guys, you will love this! Earning free airtime has never been this easy and it’s right within your reach! Nigeria’s fastest and most secure mobile payment solution, Zoto, has introduced yet another mouthwatering deal that will allow users earn as much as N40,000 airtime by simply referring family and friends to the platform. Tagged Zoto Referral 3.0, the new package allows users earn N500 on each person that signs up and makes first-time recharge of at least N50 using their referrers’ code while at the same time their referees receive their own recharge bonus of N500. Are you still there? What are you...

Reaches 350k downloads on Google app play store Growing at 100% Month-on-Month Zoto, a product of Hedonmark Management Services Limited and Nigeria’s fastest mobile recharge app, announced today that it has become the number one app in Google play store in Nigeria for the shopping category. With this new development, Zoto has registered a strong presence in the airtime recharge segment in Africa, which was dependent upon physical scratch recharge cards and USSD short codes until now. Vipul Sharma, Founder & CEO, Zoto said "We thank Nigeria for making us the number one mobile recharge app in such a short period...

Zoto is a mobile app that takes away all the hassle in buying airtime for your mobile phone. With just a few clicks you can load airtime on your mobile phone using the Zoto Mobile Recharge App. I recently installed the app on my Android phone and will be sharing my experience in this review. The Zoto Mobile Recharge App is also available for iOS devices. 50% Cashback on Each Recharge There are a lot of convenient solutions for buying airtime for your mobile phone. However, what makes Zoto stand out is that you get free airtime when you recharge. Zoto...

Running a salon or spa business is not an easy task as assumed by many. One has to wake up early in the morning, open the salon centre, assign duties to the salon staff, communicate with customers, process their requests for the requested services, offer beauty products and services, manage finances, maintain diaries, etc. All these works make your life busy. The sudden flow of customers on weekend days, mismanagement in salon business operation, unannounced leaves taken by employees, irregularities in funds collection & management, negative remarks from dissatisfied customers, etc, add fuel in the fire and make your business...

Electronic payment has come a long way in Nigeria, but still struggles to compete with the Nigerians love for cash. Nigerians love their cash so much that most transactions in the country are done with cash. Cash remains the preferred medium for payment in the country. Poor awareness of e-payment solutions, ignorance, poor banking culture, lack of trust, illiteracy and the love for the status quo have been fingered as responsible for the high volume of cash transactions in Nigeria. Join us after the break for more on e-payment in Nigeria. Need more info about e-payment? You can also connect with us,...

In Nigeria, a number of merchants have launched scratch cards or pin cards to help customers conveniently access their services online. These cards can only be used for transactions with the merchant that issued it. In most cases, these cards are only valid for one or just a few transactions. The problem with this scenario is that to do business with any merchant you must have the scratch card of that particular merchant. This implies that one may have be carrying lots of electronic payment cards around making nonsense of its benefits. Examination bodies like NECO, WAEC and JAMB currently have...

In Nigeria today, 70% of people now have a side hustle to increase their sources of income. There are cases of Bankers who sell shoes on Instagram, Office Receptionist who run online skincare business, and restaurant owner who have POS kiosks just in front of their shops. These side hustles are not new to us, our social media platforms have become a full-blown marketplace and we are loving it. One profitable Side hustle most entrepreneurs venture into now is the Agency Banking Business. You will see a Barber who also runs a POS Business or someone who has a shop in...

Not sure what to get a family member this holiday season? Or maybe a friend has an approaching birthday? Cash is a great option, especially since there are so many fun ways to give money that go beyond stuffing cash into a card inside an envelope! However, there’s an even easier way to give friends and family members the money they crave. Instead of giving them cash the old-fashioned way, the modern age provides you with plenty of tech-friendly ways to gift money quickly and easily. Money Transfers There are tons of ways to send money without actually forking over the green. One...

Send Money to Online Transfer Money from UK Send Money Online Send Money to Nigeria Moneymanager is an instant cash transfer card that can be used to transfer money to any part of Nigeria. Moneymanager card is aimed at providing convenient and secure electronic money transfer services to Nigerians. Customers can buy Moneymanager scratch cards at dealer and agent outlets spread all over Nigeria. Once bought, the Pay-PIN codes can be sent via SMS to anyone in the country. Recipients of Moneymanager Pay-PIN codes can redeem the currency value of the scratched Moneymanager card via any branch of Access Bank, Fidelity...

Send Money to Online Transfer Money from UK Send Money Online Send Money to Nigeria Are you looking for a convenient and secure electronic money transfer service in Nigeria? Are you looking for a scratch card that can comfortably replace mobile phone recharge cards as a means of money transfer within the country? Moneymanager card is what you need if you answer yes to any of these questions. Moneymanager is an instant cash transfer card that can be used to transfer money to any part of Nigeria. Moneymanager card is aimed at providing convenient and secure electronic money transfer services to...

eTranzact International PLC has announced the commencement of its Yuletide promotion for both existing and new cardholders. The promo tagged Genesis Yuletide Promo is offering cardholders discount services in over 1,000 shops across the country via the use of their eTranzact Genesis Card; cardholders also stand a chance to win 20 High-Tech Blackberry or Nokia phones and other unique instant items. Speaking about the promotion, Mr. Adeyemi Opene, Brand Manager of eTranzact said, "In the spirit of Christmas, eTranzact would like to share the joy of the season with our cardholders by offering over 20% - 25% discount in over...

Sending Money from UK to Nigeria is easier than ever before. With Western Union Send Money Online service, you can conveniently send money to your loved ones in Nigeria 24/7 from the comfort of your home or office. Being too busy to visit an agent location can no longer stop you. In minutes, you can transfer money to your loved ones from where you are right now. Send Money Conveniently With Western Union Send Money Online service, you can send up to 500 GBP per transaction for your first and second money transfers and if you go through an identification process,...

U-Mo, the mobile money service from Afripay a member of the UBA group currently supports three account types. The three U-Mo e-wallet types vary in terms of their target market, per transaction limit, daily transaction limits and the documentation required for registration. The three U-Mo mobile money account types are U-Mo Silver, U-Mo Gold, and U-Mo Platinum. U-Mo Silver Mobile Money e-wallet This is the mobile money service for the masses. U-Mo Silver is the easiest to get as it requires no identification and no documents. All you need is fill a very short form (name, address, sex, occupation, and phone...

Valucard plc is the joint acquirer of Visa international in Nigeria. The company supports secure electronic transactions and payments in Nigeria. Valucard promotes the VPay which is an online chip and pin card. VPay can be used as an ATM card to withdraw money from ATM machines. It can also serve as a Debit or credit card for purchase from a POS terminal or from a merchant on the internet. Send Money online to Nigeria using Visa debit/credit cards VPay like Visa card can be used to make a purchase wherever the Visa acceptance sign is displayed. Because VPay is chip based...

This page contains posts on this site on e-payment issues for easier access. Electronic payment/transaction in Nigeria: an Overview Electronic payment: PIN security basics Intro: e-gold 101 basics Valucard payment solution with VPay, Visa & VbV InterSwitch e-payment solution e-gold Electronic payment system About i8550 POS terminal by NSL for Lotto, & electronic payments via Visa About Moneymanager electronic/instant money transfer Benefits of e-gold to you NSL launches 30,000 i8550 POS terminals in Nigeria Stopping one transaction scratch cards Benefits of e-gold to Merchants How does Moneymanager electronic/instant cash transfer work?

Lotto Nigeria is a weekly lottery game that is drawn twice a week (Saturdays and Wednesdays). Lotto Nigeria is a product of National Sports Lottery (NSL) plc. Presently the jackpot value of the Saturday draw is N2 million (17,242 USD), while the Wednesday jackpot is 1 million Naira (8,621 USD). To play Lotto Nigeria you select six numbers from 1 to 49. If you can match all the six numbers in the national sports lottery draw, you win the jackpot prize. If however, you match five, four or three you also will some cash prize in the Lotto Nigeria draws. In...

The National Sports Lottery (NSL) plc is currently deploying 30,000 i8550 POS terminals. This is aimed at making the lottery game easily accessible in more locations nationwide. NSL plc is the organiser and sponsor of the Lotto Nigeria game show. Lotto Nigeria is a weekly lottery game show that is drawn twice a week (Saturdays and Wednesdays). Lotto Nigeria involves selecting six numbers from 49 possible options. If player matches all six drawn number he/she wins the jackpot. Players that match five, four or three number also win various sums. The deployment of these i8550 POS terminals by NSL plc will...

The National Sports Lottery (NSL) plc has gone into the business of providing secure electronic payment to Nigerians. The Company is collaborating with Valucard plc the joint acquirer of Visa international in Nigeria and a leader in electronic payment solutions. i8550 POS terminals being deployed by NSL plc comes with a number of features that can be of benefit to merchants and retailers. Citizens desirous of becoming NSL lotto agents can get one of these i8550 terminals for enabling customers play the lottery game. Lottery players can pay with cash after which they select any six digits. i8550 terminal then prints...

ATM machines are well known in Nigeria as machines used to conveniently withdraw cash from bank accounts and check bank account balance. However, it is important to note that ATM machines offer more electronic transaction possibilities. These include fund/cash transfer, mobile phone airtime credit recharge, and bills payment. Here we will focus on using an ATM machine to load recharge voucher pin to your mobile phone. Where to Buy Mobile Phones Jumia.com.ng from ₦7,500.00 Buy Now To load recharge PIN using an ATM machine you need to have a bank account with sufficient funds to pay for the denomination of recharge airtime...

InterSwitch Verve card is a secure e-payment card from InterSwitch, a leading provider of secure electronic payment and transaction solutions in Nigeria. InterSwitch Verve card is a Chip and PIN, EMV complaint card; and will replace the existing magnetic stripe based InterSwitch cards carried by millions of Nigerians. If you are still using the old magnetic strip InterSwitch card, ask your bank for the new InterSwitch Verve, it is more secured and offers more possibilities. InterSwitch Verve smart cards comes with Chip and Pin instead of the magnetic strip used in previous cards. InterSwitch Verve comes with an in-built microprocessor...

InterSwitch Nigeria is a leading provider of secure electronic payment solutions in Nigeria. InterSwitch has deployed thousands of ATM machines and POS terminals throughout Nigeria. In this page, you will find links to pages on InterSwitch website where you would locate shops, stores, and merchants that have POS terminals that support InterSwitch payment platform. In addition, online merchants and websites where secure online payments or purchases can be made with InterSwitch debit cards are also provided. There is no point having an ATM/Debit card if you cannot use it. To use debit cards consumers need to know merchants that accept such...

To shop online, you need a debit or a credit card, but do you know how to use one? Although most online stores are easy to use, you may want a quick guide. This article is the guide you need. You will see what a debit card looks like and what the different parts represent. You will also discover the features you need to shop online. Where to Shop Online Jumia.com.ngfrom ₦500.00 Buy Now In case you are wondering, your ATM card is a debit card and you can shop online with it if supported by an online store. Most cards we...

InterSwitch is a provider of secure electronic payment solutions in Nigeria. All Nigerian banks are connected to InterSwitch, making InterSwitch the most accessible e-payment network in Nigeria. If you have a Debit/ATM card in Nigeria, it is more likely to be from InterSwitch. InterSwitch recently launched a Chip and PIN card branded as InterSwitch Verve, which offers improved security and reduces fraud. InterSwitch Verve cards are more difficult to duplicate and alter. InterSwitch at present boasts of over 7,300 ATM machines deployed nationwide making cash withdrawals and other ATM services convenient and easily accessible to Nigerians. Other services available from these...

Your ATM card (a.k.a. debit card) gives you easy access to your bank account information as well as makes it easy for you to access the money in your bank account. ATM cards also serve as debit cards, which you can use to buy at stores via a Point of Sale POS device or on the internet. We discuss ATM card security with some debit card fraud and identity theft prevention tips. The ease with which money can be withdrawn or items purchased using ATM cards make them an attractive target to fraudsters. So you need to be careful when...

Although it is often seen as a casual outing, shopping always has the potential to be one of the most grueling undertakings. Even the most discerning and prepared consumers can suffer from long wait times and poor inventory, particularly if a store isn’t prepared for a rush. This is especially true during the autumn months, when peak hours are consistently packed with eager customers. If it’s not back to school shopping that has driven someone to the mall, it’s preparation for Thanksgiving or Halloween that has them shopping until they drop. No matter how many hours one may spend clipping coupons...

Want your restaurant to stand out from the rest? You’ve got a great menu and now want to excel at service? Consider, a full stack restaurant management system. A restaurant management system is the complete integrated software system for your restaurant that helps you stay on top of all your essential processes. It is the solution a restaurant needs, across online ordering, table reservations, billing, inventory management, accounting, security, marketing & CRM, analytics, loyalty, payments, employee scheduling, and payroll management.   A restaurant management system lets your software carry out the day to day functions. Customer data that comes into...

You can buy mobile phone recharge vouchers on the internet in Nigeria. All you need is a valid debit card. One online mobile phone airtime recharge service that we have discovered is that offered by QuickTeller and Konga in Nigeria. To buy airtime through these service, you need an InterSwitch debit card, JumiaPay or KongaPay. Where to Buy Mobile Phones Jumia.com.ng from ₦2,500.00 Buy Now QuickTeller and Konga.com Online Payment Service, allows subscribers buy recharge cards online for Glo mobile, MTN, Airtel, Etisalat, Starcomms, and Visafone for their mobile phones using InterSwitch debit cards. Visit Konga on www.konga.com or QuickTeller Mobile Recharge website...